Fla. has many programs to help first-time homebuyers
ORLANDO, Fla. – Jan. 29, 2019 – U.S. News & World Report issued an extensive overview of programs in Florida that can help first-time homebuyers secure their first house – and in some cases, they don't even need to be first-timers. A few programs consider anyone who has not owned a home within the past three years a first-timer.
There are three broad categories of aid for first-time buyers: home loan programs, some type of financial help to allow them to take out a mortgage, and buyer education programs that can teach them the basics of homeownership and help them understand the other aid packages available.
Many buyers and industry experts understand the national programs that can help first-timers – Federal Housing Administration (FHA) loans, Veteran Affairs (VA) loans and other programs – but the state also has the Florida Housing Finance Corporation (Florida Housing) that the Florida Legislature created to help provide affordable housing options statewide.
"Florida Housing's programs provide assistance to eligible homebuyers by offering low-cost, 30-year, fixed-rate mortgages together with downpayment and closing cost assistance," according to Taylore Maxey, press secretary for Florida Housing.
My name is Lance Whipple and I help first-time homebuyers, international investors, “active adults” and snowbirds buy and sell homes in Champions Gate, Davenport, Clermont, and Kissimmee Florida. It’s the lifestyle, weather, safety and security of the Disney area that attracted my family here after I retired from the United States Air Force as a Lieutenant Colonel. In 2011 I entered the real estate business in the Four Corners market at its economic bottom and since then I have increased my knowledge and skill by annually improving production and earning certifications and designations such as the Certified International Property Specialist (CIPS), At Home With Diversity (AHWD), Military Relocation Professional (MRP), New Home Co -Broker (NHCB) and Real Estate Digital Marketer (REDM). Over 60% of my transactions now come from referrals and I believe that speaks well for my approach and service. I truly see helping buyers and sellers with difficult decisions and likely the largest financial transaction of their lives as a worthy service. Helping my customers buy a home is a natural extension of my military service--directly related to protecting and assuring the American Dream. Read more here.
Lance Whipple - Realtor®
EXIT Realty Champions
Local Specialty: Four Corners (Davenport, Clermont & Kissimmee)
*Florida License #SL3248262 as Lance Whipple PA
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"I had indirectly worked with Lance on another transaction and I didn't hesitate to contact him when I was ready to purchase. His knowledge of the area, the Florida laws/market and mortgage process was invaluable. Not only is Lance extremely knowledgeable but he is super responsive, trustworthy, and patient and helps explain each step of the process. Lance juggled a few obstacles including a seller that signed a solar contract, and an inspection that revealed more issues than expected but he explained everything along the way and presented options. His knowledge, attention to detail and ability to listen and explain this complex process is amazing and I could not be happier. "